BPB Bank is the new credit card that BPBB has made available to its customers, in collaboration with Compass, in order to allow legitimate owners to be able to manage everyday purchases and expenses more flexibly and flexibly. most important, using an extraordinarily versatile tool.
The BPB Bank credit card will in fact make it possible to take advantage of a double payment method, with which you can have a credit line balance that you can choose to use to be able to pay in installments the most important expenses. The credit is absolutely customizable, being able to decline based on the evaluation of the issuer and, in any case, counting on the spending limits that turn out to be more suited to the requests of the customers, with a cut from 2,600 euros or from 3,600 euros.
Among the other basic features of BPB Bank, a clear and detailed account statement, the activation of free informative SMS messages on request and at no cost to you, the protection against fraud and unforeseen events after withdrawals and purchases with the card, thanks to a totally free insurance package.
How to request the BPB Bank
The BPB Bank card can be requested directly online or from BPBB agencies.
In order to obtain it, it is however necessary to comply with certain minimum requirements, such as the registry age not exceeding 72 years, the availability of income from employment, self-employment or demonstrable pension, and if a citizen of a State not belonging to the Union European, a seniority of residence in Italy greater than 3 years.
Regarding the documentation to be presented at the time of the request (online or in the agency), we point out a valid identity document, a regional health card or the fiscal code, the pay slip in case of an employee, pensioner for retirees, the last Unique Model for self-employed workers. If the applicant is a citizen of a state that does not belong to the European Union, a residence permit must also be presented.
How to repay purchases with BPB Bank in installments
Through the BPB Bank card it is possible to use the entire amount of the credit card to be able to repay installments in installments. The installment option is therefore an alternative to the main method of payment in full, thus allowing the card to become an instrument of great flexibility, which can be used for any type of purchase, from the most ordinary to the most important.
Therefore, the BPB Bank card is much more than a simple revolving card, allowing for example the customer to choose at any time if and when to pay in installments, and not only before the purchase, as well as after the expense, and up to 2 days before the account statement is closed. If fully available, the customer can choose to repay the amount in a single payment, canceling the debt at any time.
Still in relation to the installment option, we remember how the customer can choose on ample availability of money, and reimbursements to be chosen between 6, 12, 18 and 24 months (the minimum amount installable in any case can not be less than 180 euros) . The choice of payment by installments or termination may also be made by telephone.
BPB Bank, insurance included in the card
In addition to the shopping service (installment or not), the card provides – at no cost – insurance in the event of fraud, without deductible. The cardholder will therefore be protected in the event of theft or robbery of cash taken from the ATMs at the time of the transaction and in the 12 hours following the withdrawal, theft or accidental damage to the goods, for purchases of at least 75 euros (and up to 60 days after the transaction), and again of delivery of a damaged product, for online purchases of a minimum amount of 200 euros.
Costs and economic conditions
The BPB Bank card has a cost of 24 euros per year, for a credit of 2,600 euros or 3,600 euros, depending on the preferences of the customer and its actual repayment capacity. In the event of payment by installments, there will be no application of a nominal annual rate, but a commission of € 0.50 per month for every 100 installments paid.